Here is the scenario. Your credit cards are at their limits. You were paid four days ago, but your checking account balance is already in double digits, thanks to the cost of rent, utilities, gas, credit card bills, and food. You have just enough cash to buy yourself lunch every day at work. That is it. Then disaster strikes. You cut your hand while working around your home. It is a deep cut and you have no choice but to go to the emergency room. Unfortunately, you can barely afford your health care coverage, so you took the high deductible. This means you have to pay for your medical service up front. All the way to the hospital, all you can think of is, “I need a loan.”
Having had your cut tended to, you pay your bill, well aware that when your landlord goes to cash the rent check, it will bounce like a rubber ball. You head to the bank and soon end up feeling like a fool. You have a poor credit history due to economical climate of the last few years. The loan officers at the bank barely spend two minutes with you. You have no savings. In seconds, you are embarrassed and cannot wait to leave.
At home, you begin your search. You have heard about same day loans and you find yourself here on this page, wondering if you are following a pipe dream. Well, rest assured, you are not.
We realize that people end up in tight spots every day. Whether the cause is an accident as described in our scenario or some other reason, people end up needing cash to deal with personal situations that are simply not anticipated. It could be a medical emergency, an equipment failure, or just some other need that is important to you. Whatever it is, we believe you should have a simple and quick way to get that cash without having to feel embarrassed or even leave your home.
Indeed, when you apply here for a loan, there are no face to face conversations, nor do we do any type of background or credit check. So what if things got so bad five years ago that you had to declare bankruptcy. Big deal that you have five credit cards with no leeway left on any of them. We just do not care about your credit history, current financial problems, or even your employment history.
What we do care about is getting you through from today to when that next paycheck arrives. There are only a few basic requirements that you must meet in order to qualify for one of these short term loans. You can read about them in more detail in the FAQ, frequently asked questions, portion of the website.
In essence, as long as you are of legal age, are a citizen of the United States, and are currently employed with a minimum salary of $1,000 per month, you should be able to qualify for a loan. You also have to have a check account that is in good standing and which lets you do direct deposits. Then with the transmitting of just a few pieces of information, including name, address, telephone number, and your checking account number, you are very close to having that much needed cash in hand.
Take a look at the application which is all done online and see for yourself how simple and straightforward it is. It only takes a few minutes to complete. Once we approve the loan, it is deposited into your bank account for your use.